Whenever I move large sums of money around:

• the teller asks me what I plan to do with the money.
• the teller calls the branch manager.
• the teller explains that this is because of the large sum.
• the teller explains that there will be a hold.
• the manager asks me what I plan to do with the money.
• the manager explains to me that there will be a hold.
• I smile, nod, and drink their coffee.

Because I’m terrible at scheduling things during business hours, I always have to plan ahead for this experience.